2010

 Lighthouse Financial Clients:

      The year of 2009 was one we can put and the history books and leave it. . 

We saw the Dow Jones dip into the middle 6000's and rebound to 10000.

Thank Goodness! we were all in the money markets and not the stock market

 during this ride. I started to safely bring everyone back slowly through bonds,

 bond funds and other fixed income related investments to the present.  We made

 up a lot of ground up but still have to be selective and careful moving

forward.  I have started to rebalance many of your portfolio's as it is now March

2010 and we are looking for this year to be an up and down year and won't probably

 see a lot of supported  growth until later this year and into 2011.  As we march no

 pun intended  I want to keep a solid fixed income position and gradually start to get

 back into the market as we see necessary when positions warrant.  I will react to

 what the economy is giving us.  Each Portfolio obviously is a seperate matter and

we will invest accordingly.  Please contact me at your convenience as always and

set up an appointment to discuss any concerns.

Thank You!

Timothy A Hanna CFP RIA